Skylight Hail Damage in San Antonio: Hidden Signs and What to Do

Updated
What To Do When Hail Damages Your Skylight

TL;DR

After a San Antonio hailstorm, a skylight with intact glass often isn’t fine. Hail rarely breaks the tempered glass; it dents and lifts the flashing, the metal seal around the skylight, and that broken seal leaks weeks later as a ceiling stain. Check the flashing for dents, lifting, and separation, look for granule loss around the curb, and photograph everything. Flashing and sealant damage is usually a repair; cracked glass or a failed glazing seal means replacement. Document it, get the skylight inspected with the roof, and know your Texas claim deadline.

Reading Time 6 minutes

The storm rolls through, you look up, and the skylight glass is fine. No cracks. Most people stop there and assume it survived, and that assumption is behind some of the most expensive repairs we see. Hail rarely breaks tempered skylight glass. What it wrecks is the flashing, the metal seal that keeps water out, and a broken seal doesn’t show up until it’s a stain on your ceiling weeks later. Here’s what hail actually does to a skylight, how to tell repair from replacement, and what to do before it turns into a drywall job.

Does intact glass mean the skylight is fine after hail?

No. Tempered skylight glass is built to take impact, so hail often lacks the mass to crack it. The vulnerable part is the flashing, the metal seal connecting the skylight curb to the roof. Hail dents, lifts, or cracks that flashing and breaks the water barrier while the glass stays perfectly intact. That gap between “looks fine” and “still keeping water out” is exactly where the trouble starts.

Flashing damage doesn’t announce itself. Water slips through the compromised seal, travels down the inside of the curb, and moves through the attic before it ever reaches your ceiling. By the time you see a stain, that water has been on the move for weeks.

What does hail damage to a skylight look like?

Look for damage around the metal, not the glass. The signs are dented or lifted flashing at the skylight’s edges, separation where the flashing meets the shingles, granule loss on the roof right around the curb, and any ceiling discoloration inside near the skylight. If you can see any of that, the seal is likely already broken. Here’s how the common signs sort out:

Sign after hailWhat it meansLikely fix
Dented or lifted flashing at the edgesThe water seal is opening upRepair or replace the flashing
Separation where flashing meets the shinglesSeal broken, usually on the upslope sideReseal or reflash
Granule loss on shingles around the curbThe storm hit hard right hereInspect the whole skylight
Cracked or fractured glass or domeThe pane is compromisedReplace the skylight
Fog or condensation between the panesThe glazing seal has failedReplace (usually)
Ceiling stain near the skylightIt’s already leakingInspect and fix now

One caution: no visible signs from the ground doesn’t mean the skylight is fine. The worst flashing damage sits on the roof surface where you can’t see it, which is why a close inspection is the only way to confirm the seal is holding.

Why does a skylight leak after hail even if the glass looks fine?

Because the leak isn’t coming through the glass, it’s coming through the seal. Flashing bridges two materials that expand and contract at different rates in Texas heat, so it’s already under stress before a storm. Hail doesn’t need to be baseball-sized to dent or dislodge it; smaller stones hit hard enough to break the seal on the upslope side, the side that faces the storm.

On the northwest side of San Antonio, our crew regularly finds flashing already pulling away from the curb after a hail event on skylights that look untouched from the ground. On one call, the homeowner was sure the skylight had survived; the glass was intact, but the flashing had separated on the upslope side and water was weeks from showing inside. Catching it there kept it a flashing repair instead of a drywall-and-insulation job. That’s the damage homeowners miss.

Should you repair or replace a hail-damaged skylight?

It depends on what the hail hit. If it only dented or cracked the flashing and the curb and glass are sound, a flashing repair or replacement usually does it. If the glass is cracked, the glazing seal is compromised, the unit is more than about 15 years old, or the hail was larger than roughly 2 inches, replacement is the smarter call. Cost-wise, skylight repairs typically run a few hundred to around $1,500, while a full replacement runs $1,200 to $3,500 depending on the type.

Whatever the fix, handle the skylight and the roof together. A skylight is part of the roofing system, not a separate feature, so a storm damage inspection should cover both. Repairing the roof while ignoring the skylight leaves a gap in the water barrier that the next hard rain will find.

Does insurance cover skylight hail damage, and what’s the Texas deadline?

Most Texas homeowners policies cover sudden hail damage, and skylight flashing damage usually belongs on the same claim as the roof. Timing matters: depending on your policy you generally have between 90 days and one year from the storm to file, and the Texas Department of Insurance recommends checking your policy’s reporting deadline right after a storm rather than waiting to see if a leak develops. Miss the window and the insurer has grounds to deny.

To be clear on our role: BH provides the detailed documentation and photos to support your claim, a photographed inspection report you submit. We’re not a public adjuster, so we don’t file or negotiate the claim, and we don’t attend the adjuster’s inspection on your behalf. What helps most is having that documentation in hand early, because the common mistake is filing months later once a ceiling stain appears, when the insurer can argue the damage is pre-existing.

What should you do right after a hailstorm?

Document first, and stay off the roof. From the ground, photograph the skylight from every side and the roof around it, note the storm date, and check the attic and ceilings for any staining. Then get a professional inspection, since the flashing damage that matters is only visible from the roof surface, and a freshly hailed roof is wet and unsafe to walk without proper gear.

If water is already coming in, don’t wait on the full assessment. Our guide on the first 24 hours after roof damage covers the immediate steps, and BH’s emergency tarping can secure the area within hours to stop interior damage while the inspection is scheduled.

The ceiling stain is the last sign, not the first

By the time water shows on your ceiling, the flashing failed, the seal broke, and the water has been moving through your attic for a while, all of it before any sign inside the home. So if a storm came through, don’t wait for the drip. Get the skylight and roof inspected, get the photos in hand, and know your policy’s filing window before it closes.

BH Roofing’s free 27-point roof inspection covers skylights, flashing, and every point of the roofing system, and you can learn more about our skylight services any time. Schedule your inspection or call (210) 267-9029.

Bobby Hernandez, Master Roofer

Bobby Hernandez is the owner of BH Roofing, a family-run roofing company based in San Antonio. With a strong commitment to quality and customer care, Bobby leads his team in delivering reliable residential and commercial roofing services, including storm restoration. Backed by an A+ BBB rating and consistent 5-star reviews, he takes pride in providing honest assessments, transparent pricing, and expert craftsmanship to keep homes and businesses protected.
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Frequently Asked Questions

Got questions about your roof? We’ve got answers. From maintenance tips to insurance claims and repair timelines, our FAQ section covers the most common concerns homeowners have. Get informed and make confident decisions about protecting your home.

Skylight Hail Damage: Common Questions

Does intact glass mean my skylight survived the hail?

Not necessarily. Tempered skylight glass usually resists hail, but the flashing, the metal seal around the skylight, dents and lifts easily. That broken seal leaks even though the glass looks perfect, and the water travels down the curb into the attic before it shows on your ceiling. The glass being fine is exactly why the damage gets missed.

What does hail damage to a skylight look like?

Around the metal, mostly: dented or lifted flashing at the edges, separation where the flashing meets the shingles, and granule loss on the roof right around the curb. Inside, watch for ceiling stains near the skylight. Cracked glass or fog between the panes is a clearer sign, but the flashing damage is more common and easier to overlook.

Why is my skylight leaking after hail if the glass isn't cracked?

Because the leak is coming through the flashing seal, not the glass. Hail breaks the seal where the skylight meets the roof, usually on the upslope side, and water follows the opening down the curb into the attic. The glass can be flawless while the seal that actually keeps water out has failed. That’s the most common skylight leak after a storm.

Can a hail-damaged skylight be repaired, or does it need replacing?

If only the flashing or sealant is damaged and the glass and curb are sound, a repair usually works. Replace it if the glass is cracked, the glazing seal is compromised, the unit is over about 15 years old, or the hail was larger than roughly 2 inches. A professional inspection confirms which side of that line your skylight is on.

How much does skylight hail repair or replacement cost?

Repairs typically run from a few hundred dollars up to around $1,500, depending on whether it’s flashing, sealant, or a pane. A full replacement generally runs $1,200 to $3,500 depending on the skylight type and install complexity. If the damage is on your roof claim, much of it may be covered after your deductible, so document thoroughly.

Does homeowners insurance cover skylight hail damage?

Usually, yes. Skylight flashing damage from hail typically belongs on the same claim as the roof, though coverage and deductibles vary by policy. Document everything with photos and report it promptly. BH provides the documentation and photos to support your claim; we’re not a public adjuster and don’t file or negotiate it.

How long do I have to file a hail claim in Texas?

Generally between 90 days and one year from the date of the storm, depending on your policy, and some carry firm one-year deadlines. The Texas Department of Insurance recommends checking your specific reporting deadline right after a storm. Waiting until a leak appears months later gives the insurer grounds to call the damage pre-existing and deny.

How do I document skylight hail damage for a claim?

Photograph the skylight from every angle and the surrounding roof from the ground, note the storm date, and capture any interior ceiling stains. Add a professional inspection report that shows the flashing condition up close, since that’s where the damage hides. Do it early; documentation gathered right after the storm is far stronger than photos taken weeks later.

What should I do right after a hailstorm hits my skylight?

Document visible damage from the ground, stay off the wet roof, and schedule a professional inspection. Check the attic and ceilings for staining. If water is already coming in, get an emergency tarp on it to stop interior damage while the full inspection is arranged. Then contact your insurer with your documentation in hand.

How do you protect skylights from hail?

Choose impact-rated or laminated glazing when you replace or install a skylight, keep the flashing and sealant maintained so they’re not already worn when hail hits, and consider protective mesh screens in hail-prone areas. No skylight is fully hailproof, but a sound, well-maintained seal takes a storm far better than a tired one.

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